The Washington State Health Insurance Pool: History and Benefits - FelixFilms - Physical and Spiritual Health For Humans

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The Washington State Health Insurance Pool: History and Benefits

In this article I would like to discuss about The Washington State Health Insurance Pool. The Washington State Health Insurance Pool (WSHIP) is an independent, non-profit health plan created by the Washington State Legislature. They created WSHIP to make a net safe for their citizens because they saw that there were many of their citizens who didn't have any health insurance because of their condition. As you all know, a health insurance company only accepts a member who fits with their rules and if you don't, mostly because your medical record, then they will reject your request to be their member.

History and Purpose
Have you ever wondered why they created WSHIP? Because there are so many people who cannot have health insurance because of their medical status or they cannot afford it so under the Washington State Health Insurance Access Act of 1987 they established WSHIP. The WSHIP was amended in the year 2000 and their job was to provide access to the citizens for health insurance and to provide a mechanism so a person who was unable to get health insurance will surely get it. Although WSHIP has been amended several times at last on January 1, 2014 they prohibit carriers from denying individual coverage.

Medicare-Eligible Coverage
You maybe wonder if you could become WSHIP member. Well if you do there are some requirements that you must fulfill but one thing is for sure that you must be a resident of Washington State because WSHIP was created for Washington state citizens only.

Medicare Plans - Summary of Benefits
The benefits if you are a WSHIP member are that they pay for your treatment fee as a secondary insurance and they also cover your eligible expenses. But be careful since WSHIP does not cover your drug.

As a health insurance there are pros and cons from WSHIP but then again what's not? You could search the difference with other health insurance but then again WSHIP was made for they who had been denied from other health insurance. This means that the Washington state really takes highly concern for their citizens’ health.

So there it is a brief explanation about WSHIP or Washington State Health Insurance Pool. If you want to learn more about WSHIP well you can always go to the official site of WSHIP where you can find the complete info about it. See you in the next article and live a healthy live
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